Terms & Conditions


Effective Date:

02/24/2025

Last Updated:

02/24/2025


1. Acceptance of Terms


By accessing and using johnmaciasinsurance.com (the "Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions ("Terms"). If you do not agree, please refrain from using our services.


2. Services Provided


John Macias Insurance provides information, consultations, and insurance solutions related to final expense, life insurance, and other coverage options. Any quotes or recommendations are subject to underwriting approval and policy terms of the respective insurance carriers.


3. No Guarantee of Coverage


Submission of a request for information does not guarantee insurance coverage. All policies are subject to underwriting approval, eligibility, and availability as determined by the respective insurance carrier.


4. User Responsibilities


By using this Website, you agree that:


The information you provide is accurate and truthful. You will not use this Website for unlawful or fraudulent purposes. You understand that insurance rates and availability may change.


5. Privacy & Data Use


We collect and use your personal information in accordance with our Privacy Policy . By using this Website, you consent to such collection and use.


6. Third-Party Links & Services


This Website may contain links to third-party websites, including insurance carriers and service providers. We do not control or guarantee the accuracy, security, or policies of third-party sites.


7. Limitation of Liability


John Macias Insurance is not liable for:

Errors, omissions, or inaccuracies in insurance quotes or information. Denial of coverage by insurance carriers. Losses, claims, or damages resulting from the use of this Website.


8. Changes to Terms


We may update these Terms at any time without prior notice. Continued use of the Website signifies acceptance of any modifications.


9. Contact Information


For questions or concerns regarding these Terms, please contact:


📧

john@johnmaciasinsurance.com